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What You Need to Know About Mortgage Insurance

What You Need to Know About Mortgage Insurance

Homeowners insurance and title insurance may not be the only kinds of insurance you need when you buy a home. Many buyers also have to purchase mortgage insurance, which lenders require for mortgages with a down payment of less than 20 percent. Take the time to understand what you’re buying and how long it will affect you.

Mortgage Insurance Protects the Lender

Most types of insurance will pay you if you make a claim. Mortgage insurance, though, is solely for the lender. If you were to stop making payments and the lender foreclosed on your home, the mortgage insurance would pay the lender the difference between the profit from selling your home and the amount you still owed on your mortgage.

Types of Mortgage Insurance

When you have a mortgage with a traditional lender, you get private mortgage insurance, often abbreviated PMI. This insurance is provided by a third party, although your lender will typically dictate who provides the insurance. When you get an FHA mortgage, the federal government provides the mortgage insurance and you pay mortgage insurance premiums, often abbreviated MIP.

Mortgage Insurance Amount

You can generally expect to pay 0.5 percent to 1 percent of your loan balance each year for private mortgage insurance. FHA mortgage insurance premiums are set by the federal government, and as of 2017, are 1.75 percent of the loan balance up front, plus 0.45 percent to 1.05 percent of the loan balance each year, depending on the type of loan.

How to Stop Paying Mortgage Insurance

FHA loans have mortgage insurance until the loan is paid off, either through regular payments or by refinancing. Traditional loans automatically cancel mortgage insurance when you have reached the point on your amortization schedule where the loan balance drops below 78 percent of the purchase price. You also may be able to apply to cancel mortgage insurance as soon as your loan balance is less than 80 percent of your home’s current appraised value.

How Can You Get Around Paying Mortgage Insurance?

When purchasing a home, the only way to avoid having to buy mortgage insurance is to get a mortgage for less than 80 percent of the home’s purchase price. However, the cost of mortgage insurance may be something you’re willing to pay for the opportunity to buy now without a down payment of 20 percent.

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Which Comes First… Marriage or Mortgage?

Which Comes First… Marriage or Mortgage? | Simplifying The Market

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable.

But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 16% of all first-time buyers last year.

If you’re single, don’t fret! Single women made up 18% of first-time buyers in 2017, while single men accounted for 7% of buyers. A recent report pointed to a sense of responsibility and commitment that drives many single women to want to own their own homes rather than rent someone else’s.

Here is the breakdown of all first-time homebuyers in 2017 by percentage of all buyers, income, and age:

Which Comes First… Marriage or Mortgage? | Simplifying The Market

Bottom Line

You may not be that much different than those who have already purchased their first homes. Let’s get together to determine if your dream home is already within your grasp!

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Foursquare President Steven Rosenblatt Prepares Transition To Advisory Role

Steven Rosenblatt is preparing to step down down from his role as President of Foursquare as of April 2, as he turns his attention to creating his own startup with a focus on consulting and building early stage companies across “various industries,” a rep for the location intelligence platform said.

The company praised Rosenblatt’s leadership, which began in 2012 when he was named CRO of Foursquare. Before that, Rosenblatt led advertising sales at Quattro Wireless and ultimately ran Apple’s iAd strategy following the latter’s acquisition of the former in 2010.

Foursquare’s Resurgence And Momentum

Rosenblatt departs at a particularly good time in Foursquare’s history.  Three years after Foursquare was often put in the position of insisting there was no company “deathwatch,” CEO  Jeff Glueck reported last month that the company’s  revenues rose for the third consecutive year.

As a private company, nine-year-old Foursquare doesn’t disclose specific financial details, so all the company is saying is that 2017 marked the third straight year revenues rose by “50 percent or higher,” as outlined in a Medium blog post.

The post is also a response to remaining doubters about Foursquare, which was launched in 2009 with tremendous hype during that year’s SxSW.

Foursquare’s revenues primarily have been deriving from areas that Rosenblatt charted over the past few years, including its place-based ad targeting solution for brands, Pinpoint by Foursquare, which now counts over half the Ad Age 100 as advertisers.

In addition to advertising, Foursquare’s enterprise solutions has also attracted high-profile clients and partners, allowing it to position away from being known as a “social check-in” app and into a fuller developer that focuses on connecting brands with location analytics.

For example, in March 2017, Foursquare expanded the use of its location analytics outside of its own two apps, the eponymous flagship which promotes “discovery” and its Swarm check-in app. Foursquare struck licensing deals for its Pilgrim SDK to platforms that want to use the same tools to promote discovery within their branded apps.

Concentrating On Location Intelligence

But it’s the ability to connect digital marketing to in-store attribution and traffic that has helped Foursquare continue to bring in new business while raising its own profile as a data insights provider. It’s struck notable deals powering the location data of digital publishers like Pandora and Snapchat along with advertisers like tequila brand Patron.

Last summer, Foursquare began looking toward driving business in Asia in alliances with Samsung, WeChat and others.

In past conversations with Rosenblatt, it was Foursquare’s decision years ago to see location intelligence as its main business, not social media. The true test of location analytics’ value and viability is whether it can transcend clickthrough rates as the primary pricing and measurement mechanism of digital ads versus methods the look to store visits and actual sales, he said by way of Foursquare’s current mission.

“There’s been a huge demand for a company to have an always-on, non-incentivized persistent view that really has a true measure of whether an ad drove someone to a place or not,” Rosenblatt told GeoMarketing. “Brands are demanding the ability to optimize daily and then have access to lookback windows. We provide a two-day to 30-day lookback window. Tools like Foursquare Attribution is going to move us from the ‘click’ and finally get us out of a click-based economy and into what does real-world measurement act like online as well as offline. This is all about connecting the online and offline world.”

Asked about Roseblatt’s transition, Foursquare CEO Jeff Glueck said in a statement:

“Steven’s valuable contributions over the past six years have made a huge impact on Foursquare, as we’ve grown from a consumer brand into the leader in location technology. Steven’s the kind of guy who knows nearly everyone in the business; he’ll be a true asset to early-stage companies, and we’re thrilled he’ll be staying on in an advisory role as we continue to grow and scale.”

For his part, Rosenblatt summed up his time at Foursquare — and hinted at his plans, in a statement:

“The time I’ve spent at Foursquare has been transformational, both in terms of the partnership with [founder and former CEO Dennis Crowley], Jeff and others on the leadership team as well as the innovation we created building the best-in-class location intelligence company.

“However, I’ve had an insatiable itch to start a company that emblemizes my passion for working with early stage companies,” Rosenblatt continued. “I’m excited for this new endeavor that will allow me to work alongside investors and startups at pivotal moments of growth. Stay tuned for more details in the coming weeks.”

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10 Online Marketing Tips to Help Your Business Succeed in 2018 [Infographic]

Are you looking for ways to get ahead of the competition this year? Want to know the top online marketing trends that will help you in 2018?

We are Promotional share their top 10 online marketing tips for success in this infographic.

Here’s what you’ll learn:

  • First impressions count
  • The power of SEO, PPC and CRO
  • People first, Google second
  • The value of Pinterest
  • Perseverance
  • Consistency
  • HTTPS
  • Ranking factors
  • Customer experience
  • The need for speed

Check out their infographic for full details.

The post 10 Online Marketing Tips to Help Your Business Succeed in 2018 [Infographic] appeared first on Red Website Design Blog.

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When Is the Right Time to Buy Your First Home? Use This Easy 4 Point Checklist

When Is the Right Time to Buy Your First Home? Use This Easy 4 Point ChecklistAre you growing tired of renting? Or perhaps you’ve recently graduated from college and are looking to set down some roots? Whatever the case, buying your first home is an exciting prospect. Let’s take a look at a quick and easy four-point checklist that you can use to determine if you are ready to buy your first home.

#1: Is Your Credit In Good Shape?

How is your overall financial health? Once you have your down payment saved up, you should turn your attention to your credit rating. If you are going to borrow a mortgage to help cover the cost of your home, your lender will be doing some digging into your credit history. It is best to ensure that you aren’t late with any payments and have cleared off any black marks from past credit problems.

#2: Can You See Yourself Living In This Community?

Do you love the area you live in? Or are you thinking about moving to a community that you like a bit more than your current one? Perhaps it’s the local shops, the amenities, the walking trails or just being closer to work. It is always best to ‘love where you live,’ so ensure that you are buying your first home in a community that you can call home.

#3: Is Your Job Situation Stable?

Another factor to consider is your job or career situation. Are you likely to switch companies or be transferred to another division within the next few years? Be sure to give some thought to this as it will be inconvenient to have to move shortly after buying and furnishing a home.

#4: Are You Planning To Have Children?

Finally, have you considered what your family might look like in the future? Are you planning to get married, or if you are already married are you planning to have a family? If you have children now, do you expect to have any more of them? Keep in mind that as your children grow older, they will need a bit more space. If you have a couple of young kids sharing bunk beds, each will need their own bedroom soon enough.

When you’re ready to buy your first home, our friendly mortgage team is here to help you find the perfect financing. Give our offices a call and we will be happy to meet with you to discuss your needs.

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Low Inventory Pushes Home Prices Higher

Low Inventory Pushes Home Prices Higher | Simplifying The Market

According to CoreLogic’s latest Home Price Index, prices appreciated by 6.9% year-over-year from December 2016 to December 2017 on a national level. This marks the fifth month in a row with at least a 6.9% increase.

Dr. Frank Nothaft, Chief Economist for CoreLogic, gave insight into the reason behind the large appreciation,

“The number of homes for sale has remained very low. Job growth lowered the unemployment rate to 4.1 percent by year’s end, the lowest level in 17 years. Rising income and consumer confidence has increased the number of prospective homebuyers. The net result of rising demand and limited for-sale inventory is a continued appreciation in home prices.”

This is great news for homeowners who have gained nearly $15,000 in equity (on average) in their homes over the last year! Those homeowners who had been on the fence as to whether or not to sell will be pleasantly surprised to find out that they now have an even larger profit to help cover a down payment on their dream homes.

As we near the traditionally busy spring buyers season, there is still hope for buyers as mortgage rates remain low compared to recent decades. The report also predicted that home price appreciation will slow slightly, rising by 4.3% by this time next year.

Bottom Line

If you are looking to enter the housing market, as either a buyer or a seller, let’s get together to go over exactly what’s going on in our neighborhood and discuss your options!

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Google Rolls Out Olympics Update Across Search, Assistant

Google has launched Olympics-themed features across Search, Assistant, YouTube, and more in a bid to engage users worldwide during the event — as well as aiming to make Google the go-to source for Olympics news over its competitors.

When users search for “Winter Olympics,” they’ll see the latest events and winners automatically at the top of search results. Google will pull in content like medals won by country, as well as suggesting a “daily recap video” from YouTube right at the top of the page.

Finally, Google Assistant is now prepped to answer questions about the PyeongChang games, allowing enthusiasts to ask everything from names of medal winners to event air times.

“No matter how you’re asking — on your phone, speaker, TV or other enabled device — the Google Assistant can keep up with all the important Olympic details,” Google said in a blog post.

And while this update is primarily aimed at keeping people engaged and in the know during the Olympics, the way Google is pulling in content from YouTube and other platforms — and moreover, displaying information in the knowledge card at the top of search results — underscores the way that search has evolved from a list of blue links to a platform for delivering structured answers such that searchers don’t need to click through to a webpage at all.

If businesses fail to present their information accurately, broadly and comprehensively such that they show up in the knowledge graph, they risk missing out on customers and sales — after all, approximately 80 percent of customers prefer to turn to a search engine when it comes time to look up information about local businesses.

For marketers who may not know where to start: Read more here about ranking in the knowledge graph and about featured snippets and why they matter to marketers.

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10 SEO Mistakes That Will Make Google Hate Your Website [Infographic]

Does your website suffer from low rankings on Google? Wondering why Google prefers your competitor’s sites over yours?

We share 10 SEO mistakes you might be making in this infographic.

Here’s a quick summary:

  • Focusing too little on your content
  • Focusing too much on SEO
  • Not thinking about your reader
  • Plagiarising content
  • Duplicated content
  • Ignoring the tag</li> <li>Making the navigation too complicated</li> <li>Not optimising for mobile</li> <li>Forgetting about SEO optimisation for your images</li> <li>Getting obsessed with traffic volume</li> </ul> <p>Check out the infographic for more detail.</p> <p><a href="http://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1.jpg"><img src="http://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1.jpg" alt="" width="900" height="7079" srcset="https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1-200x1573.jpg 200w, https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1-400x3146.jpg 400w, https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1-600x4719.jpg 600w, https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1-768x6041.jpg 768w, https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1-800x6292.jpg 800w, https://blog.red-website-design.co.uk/wp-content/uploads/2018/02/10-SEO-Mistakes-That-Will-Make-Google-Hate-Your-Website-1.jpg 900w" sizes="(max-width: 900px) 100vw, 900px"></a></p> <p><a href="https://www.red-website-design.co.uk/"><img src="https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250.png" alt="" width="800" height="250" srcset="https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250-200x63.png 200w, https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250-400x125.png 400w, https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250-600x188.png 600w, https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250-768x240.png 768w, https://blog.red-website-design.co.uk/wp-content/uploads/2017/12/Web-Design-from-199-800x250.png 800w" sizes="(max-width: 800px) 100vw, 800px"></a></p> <p>The post <a rel="nofollow" href="https://blog.red-website-design.co.uk/2018/02/12/seo-mistakes-google-hates-infographic/">10 SEO Mistakes That Will Make Google Hate Your Website [Infographic]</a> appeared first on <a rel="nofollow" href="https://blog.red-website-design.co.uk/">Red Website Design Blog</a>.</p> <p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p> <p></p> </div><!-- close entry-content --> </div> </article><!-- close post --> <!-- post --> <article id="post-7672" class="clearfix post-7672 post type-post status-publish format-standard hentry category-buying-a-home category-fed-chair category-housing-market category-housing-market-updates category-interest-rates category-market-outlook category-market-update category-mortgage-industry category-unemployment" > <!-- entry-meta --> <div class="grid-25 tablet-grid-25 hide-on-mobile"> <div class="entry-meta"> <div class="date-format"> <span class="day">12</span> <span class="month">Feb 2018</span> </div> <span class="ut-sticky"><i class="fa fa-thumb-tack"></i>Sticky Post</span> <span class="author-links"><i class="fa fa-user"></i>By <a href="https://mortgagegeek.technology/author/mtggeek/" title="Posts by Jason R. Richardson" rel="author">Jason R. Richardson</a></span> <span class="cat-links"><i class="fa fa-folder-open-o"></i>Posted in <a href="https://mortgagegeek.technology/category/buying-a-home/" data-rel="category tag">Buying a Home</a>, <a href="https://mortgagegeek.technology/category/fed-chair/" data-rel="category tag">Fed Chair</a>, <a href="https://mortgagegeek.technology/category/housing-market/" data-rel="category tag">Housing Market</a>, <a href="https://mortgagegeek.technology/category/housing-market-updates/" data-rel="category tag">Housing Market Updates</a>, <a href="https://mortgagegeek.technology/category/interest-rates/" data-rel="category tag">Interest Rates</a>, <a href="https://mortgagegeek.technology/category/market-outlook/" data-rel="category tag">Market Outlook</a>, <a href="https://mortgagegeek.technology/category/market-update/" data-rel="category tag">Market Update</a>, <a href="https://mortgagegeek.technology/category/mortgage-industry/" data-rel="category tag">Mortgage Industry</a>, <a href="https://mortgagegeek.technology/category/unemployment/" data-rel="category tag">Unemployment</a></span> <span class="permalink"><i class="fa fa-link"></i><a title="Permanent Link to What’s Ahead For Mortgage Rates This Week – February 12th, 2018" href="https://mortgagegeek.technology/2018/02/whats-ahead-for-mortgage-rates-this-week-february-12th-2018/">Permalink</a></span> </div> </div><!-- close entry-meta --> <div class="grid-75 tablet-grid-75 mobile-grid-100"> <!-- entry-header --> <header class="entry-header"> <h2 class="entry-title"><a href="https://mortgagegeek.technology/2018/02/whats-ahead-for-mortgage-rates-this-week-february-12th-2018/" rel="bookmark" title="Permanent Link to What’s Ahead For Mortgage Rates This Week – February 12th, 2018"> What’s Ahead For Mortgage Rates This Week – February 12th, 2018</a></h2> <div class="entry-meta hide-on-desktop hide-on-tablet"> <span class="ut-sticky"><i class="fa fa-thumb-tack"></i>Sticky Post</span> <span class="author-links"><i class="fa fa-user"></i>By <a href="https://mortgagegeek.technology/author/mtggeek/" title="Posts by Jason R. Richardson" rel="author">Jason R. Richardson</a></span> <span class="date-format"><i class="fa fa-clock-o"></i>On <span>February 12, 2018</span></span> </div> </header><!-- close entry-header --> <!-- entry-content --> <div class="entry-content clearfix"> <p><!-- This material is non-exclusively licensed to Joel Redmond and may not be copied, reproduced, or sold in any form whatsoever.--></p> <p><img src="http://bringtheblog.com/i/2014-03-17-Whats-Ahead.jpg" alt="Whats Ahead For Mortgage Rates This Week – February 12th 2018" width="256" height="192">Jerome “Jay” Powell was sworn in as Chair of the Federal Reserve amidst wild fluctuations in U.S. stock markets. Analysts attributed sliding stock prices to fears over inflation.</p> <p>Mr. Powell, who follows former Fed Chair Janet Yellen, introduced himself via a video clip on the Fed’s website. Weekly readings on mortgage rates and new jobless claims were also released.</p> <p><strong>New Fed Chair Promises </strong>“<strong>Transparency</strong>“<strong> in Video Introduction</strong></p> <p>In a video introduction posted on the Fed’s website, new Fed Chair Jay Powell promised that the Fed would explain “what we are doing and why we are doing it.” Mr. Powell did not address stock market volatility but said that monetary policy decisions would be made based on the Fed’s dual mandate of achieving maximum employment and price stability along with economic growth.</p> <p>Mr. Powell took leadership of the Fed as the national unemployment rate dipped to 4.10 percent.</p> <p>Mr. Powell is an attorney by profession and is the first Fed Chair not to hold a PhD in economics in more than 30 years.</p> <p><strong>Former Treasury Secretary Advises Against Raising Rates Too Fast</strong></p> <p>Former Obama administration Treasury Secretary Larry Summers cautioned against raising rates too fast: “If the Fed raises rates sufficiently to assure financial stability, there is a risk that the economy will slow too much.</p> <p>When the Federal Reserve raises its target federal funds rate financial institutions, mortgage lenders and retail lenders usually follow suit.</p> <p><strong>Mortgage Rates Rise</strong>,<strong> New Jobless Claims Fall</strong></p> <p>Freddie Mac reported higher mortgage rates last week. The average rate for a 30-year<strong> </strong>fixed rate mortgage was 10 basis points higher at 4.32 percent; the average rate for a 15-year fixed rate mortgage rose by nine basis points to 3.77 percent.</p> <p>The average rate for a 5/1 adjustable rate mortgage gained four basis points to 3.57 percent. Discount points averaged 0.60 percent, 0.50 percent and 0.40 percent respectively.</p> <p>New jobless claims fell to their lowest level since the 1970s. 221,000 first-time claims were filed as compared to 232.000 new claims expected and the prior week’s reading of 230,000 new claims filed.</p> <p><strong>What</strong>‘<strong>s Ahead</strong></p> <p>This week’s economic news releases include readings on inflation, retail sales and the National Association of Home Builders Housing Market Indices. Readings on housing starts and building permits issued will also be released, along with weekly readings on mortgage rates and new unemployment claims.</p> <p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p> <p></p> </div><!-- close entry-content --> </div> </article><!-- close post --> <!-- post --> <article id="post-7670" class="clearfix post-7670 post type-post status-publish format-standard hentry category-for-sellers category-move-up-buyers" > <!-- entry-meta --> <div class="grid-25 tablet-grid-25 hide-on-mobile"> <div class="entry-meta"> <div class="date-format"> <span class="day">12</span> <span class="month">Feb 2018</span> </div> <span class="ut-sticky"><i class="fa fa-thumb-tack"></i>Sticky Post</span> <span class="author-links"><i class="fa fa-user"></i>By <a href="https://mortgagegeek.technology/author/mtggeek/" title="Posts by Jason R. Richardson" rel="author">Jason R. Richardson</a></span> <span class="cat-links"><i class="fa fa-folder-open-o"></i>Posted in <a href="https://mortgagegeek.technology/category/for-sellers/" data-rel="category tag">For Sellers</a>, <a href="https://mortgagegeek.technology/category/move-up-buyers/" data-rel="category tag">Move-Up Buyers</a></span> <span class="permalink"><i class="fa fa-link"></i><a title="Permanent Link to The #1 Reason to Sell Now Before Spring" href="https://mortgagegeek.technology/2018/02/the-1-reason-to-sell-now-before-spring/">Permalink</a></span> </div> </div><!-- close entry-meta --> <div class="grid-75 tablet-grid-75 mobile-grid-100"> <!-- entry-header --> <header class="entry-header"> <h2 class="entry-title"><a href="https://mortgagegeek.technology/2018/02/the-1-reason-to-sell-now-before-spring/" rel="bookmark" title="Permanent Link to The #1 Reason to Sell Now Before Spring"> The #1 Reason to Sell Now Before Spring</a></h2> <div class="entry-meta hide-on-desktop hide-on-tablet"> <span class="ut-sticky"><i class="fa fa-thumb-tack"></i>Sticky Post</span> <span class="author-links"><i class="fa fa-user"></i>By <a href="https://mortgagegeek.technology/author/mtggeek/" title="Posts by Jason R. Richardson" rel="author">Jason R. Richardson</a></span> <span class="date-format"><i class="fa fa-clock-o"></i>On <span>February 12, 2018</span></span> </div> </header><!-- close entry-header --> <!-- entry-content --> <div class="entry-content clearfix"> <p><img width="648" height="354" src="https://mortgagegeek.technology/wp-content/uploads/2018/02/20180212-Share-STM.jpg" alt="The #1 Reason to Sell Now Before Spring | Simplifying The Market" srcset="https://mortgagegeek.technology/wp-content/uploads/2018/02/20180212-Share-STM.jpg 750w, http://files.simplifyingthemarket.com/wp-content/uploads/2018/01/25122740/20180212-Share-STM-549x300.jpg 549w" sizes="(max-width: 648px) 100vw, 648px"></p> <p>The price of any item (including residential real estate) is determined by ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.<span></span></p> <p>According to the <em>National Association of Realtors </em>(NAR), the supply of homes for sale dramatically increases every spring. As an example, here is what happened to housing inventory at the beginning of 2017:</p> <p><a href="https://mortgagegeek.technology/wp-content/uploads/2018/02/20180212-STM-ENG.jpeg"><img src="https://mortgagegeek.technology/wp-content/uploads/2018/02/20180212-STM-ENG.jpeg" alt="The #1 Reason to Sell Now Before Spring | Simplifying The Market" width="650" height="488" srcset="https://mortgagegeek.technology/wp-content/uploads/2018/02/20180212-STM-ENG.jpeg 2000w, http://files.simplifyingthemarket.com/wp-content/uploads/2018/01/25122802/20180212-STM-ENG-400x300.jpeg 400w, http://files.simplifyingthemarket.com/wp-content/uploads/2018/01/25122802/20180212-STM-ENG-1024x768.jpeg 1024w" sizes="(max-width: 650px) 100vw, 650px"></a></p> <p>Putting your home on the market now instead of waiting for increased competition in the spring might make a lot of sense.</p> <h3><strong>Bottom Line</strong></h3> <p>Buyers in the market during the winter months are truly motivated purchasers. They want to buy now. 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